Tag Archives: us savings bonds

September 30, 2011 · 10:29 am

20 Reasons to Shop Online


Hey Savvy Shoppers & Savers,

The weather is changing, holiday decorations have hit the stores, and more than likely your work schedule is filling up faster than you can get a glass of water. So let me ask you this, do you really want to go shopping in a physical store this season? Are you ready for congested freeways, packed parking lots, long lines and limited inventories?

For last minute shopping I used to think driving to a store was the only way to go but so many stores are offering ‘Buy Online – Pick Up In Store’  that it’s no longer an issue. I personally love the convenience of shopping online – I don’t waste time and gas going to stores, I don’t have to wonder around a huge store searching for an item,  I can read customer reviews before I purchase a product, I don’t have to wonder how I’m going to fit a large item in my car or unload it by myself, and I can get all shipping charges waived 99% of the time. Oh, and did I mention I can get BondDollars on all my online purchases making them even more affordable?! I’m so convinced that online shopping is the easiest way to shop that I’ve compiled a list of the Top 20 Reasons to Shop Online.

The Top 20 Reasons to Shop Online:

  1. There are far more stores to shop from online.
  2. Inventories are much larger and rarely run out of stock.
  3. You can usually get FREE Shipping & FREE Returns.
  4. You don’t have to drive to and from stores looking for an item.
  5. Stores will have discounts, deals, and sales that are only available online.
  6. You can make any returns via mail or in a physical store.
  7. You can utilize online Coupon and Promo Codes for Extra Savings.
  8. You don’t have to worry how a large item is going to fit in your car.
  9. You don’t have to deal with congested freeways, packed parking lots, or crowds of people at a mall.
  10. The items arrive at your door in a box which is convenient if you need to wrap a present for someone.
  11. The online stores never close so you can shop around the clock in your PJs!
  12. If you’re shopping for clothes – the items will arrive at your door in ‘never worn’ condition – BONUS!
  13. You can still shop clearances, sales, and outlets online like you could at a physical store.
  14. Many stores are offering ‘Buy Online – Pick Up In Store’ (check our homepage for a list of stores offering this option).
  15. You can purchase items online and have them sent directly to someone already gift wrapped!
  16. You can read customer reviews of products online but NOT in stores.
  17. You can layer your savings by shopping sales, using a bank or credit card that offers rewards, using the store’s rewards program and then using BondRewards on top of that!
  18. No grumpy sales clerks or inefficient store associates to deal with.
  19. You can save a TON of time – No need to waste an entire day or weekend shopping.
  20. You get BondDollars on all your online purchases and can redeem later for Cash or U.S. Savings Bonds!.

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The more shopping you do online through BondRewards – the more BondDollars you can earn. Watch your BondDollars grow into big savings that you can later redeem for Cash or U.S. Savings Bonds! It’s a win-win so spread the word, secure your future, and show some love with BondRewards!

Melanie Roberts
Marketing Manager Bondrewards.com
Fan Us on Facebook | Follow Us on Twitter

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August 30, 2011 · 1:26 pm

Make Your Own Household Cleaners & Save!


 

Hey Savvy Shoppers & Savers,

According to a recent study based on government data Americans spend roughly $659 a year on home cleaning supplies. Instead of dishing out your hard earned cash on soaps and cleaners, make your own using basic everyday ingredients. Not only will you be saving money by avoiding brand name products but you’ll also be cleaning with far fewer chemicals. Here are a few easy do-it-yourself remedies.

Laundry Soap:
1 bar of soap grated
8 cups of boiling water
1 cup of laundry soda
1 cup of borax

Mix together, simmer so it can thicken, and let sit overnight.

Dish Soap:
2 cups of Castile soap
1 tsp of lemon juice or vinegar
½ cup of hot water

OR

2 cups of hot water
1 tsp of lemon juice or vinegar
¼ cup of grated soap flakes

Copper Cleaner:
Lemon juice and salt clean copper of stubborn rings and stains.

Unclog Drains:
1 cup of baking soda
½ cup of vinegar

Pour baking soda down the drain first followed by vinegar. Use plunger to work solution through pipes.

Wood Polish:
3 parts olive oil
1 part lemon oil

OR

1 teaspoon of olive oil
1 cup of vinegar

Glass Cleaner:
You can use rubbing alcohol or vinegar to clean glass with out leaving streaks.

Hard Water Stain Remover:
Vinegar and water in a spray bottle work great to get hard water stains off your sink, shower and faucets. Will also remove salt water rings from a boat.

Rust Remover:
Soak rusty nails or tools in Alka-Seltzer to remove rust almost immediately. 

Wax Remover:
Get a paper bag and place it over the wax. Then take a hot iron and iron over the paper bag, the wax will bleed onto the paper bag and off your carpet.

Bug Repellents:
Citronella oil, Cinnamon oil, Peppermint oil, Rosemary oil, Cedar oil, Castor oil, Eucalyptus oil or Clove oil  – To repel mosquitoes and flies
Baking Soda – To repel ants

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The more shopping you do online through BondRewards – the more BondDollars you can earn. Watch your BondDollars grow into big savings that you can later redeem for Cash or U.S. Savings Bonds! It’s a win-win so spread the word, secure your future, and show some love with BondRewards!

Melanie Roberts
Marketing Manager Bondrewards.com
Fan Us on Facebook | Follow Us on Twitter

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August 24, 2011 · 9:03 am

What’s New @ BondRewards?


 

Hey Savvy Shoppers & Savers,

As you may have noticed we have revamped BondRewards.com! We still have 6 Double Rewards Stores each month, pay BondDollars for surveys, referrals, and email clicks, and offer lots of financial guidance via our Personal Finance page and blogs – after all why change a good thing? However, we did add a bunch of new features to make BondRewards your favorite online resource for social networking, shopping, and financial advice!

 What’s New?

Featured Product of the Day:

Check it out, visit the merchant, ‘like’ the product on facebook or tweet about it on Twitter! These products change each day – so don’t miss out and stay tuned.

What’s Happening Now:

In this section you’ll see various members of BondRewards that are earning BondDollars right now! Get active with BondRewards and you could be featured here too!

Featured Savers:

This section shows real testimonials from real BondRewards members just like you. These testimonials show how our members use BondRewards, the benefits they have found, and why they come back to BondRewards.com again and again!

Buy Online Pick Up In Store:

Just like it sounds, this shows which merchants of ours allow you to buy your merchandise online so you can earn BondDollars and pick it up at a local store near you so you can get instant satisfaction! This is great for last minute gift giving and skipping out on Shipping Fees!

Update Your Profile:

Tell us your preferences and interests and get PAID for doing it! Each 6 months you can get paid for updating your profile, interests, and preferences – keep us up to date and we’ll reward you for it! You can still update your interests or profile as often as you want – but you’ll only get paid to do so each 6 months.

Shopping Pages:

Our shopping pages have been redesigned to make browsing, selecting, and shopping even easier. You can now see sample products from our merchants, review their terms, payout percentages, and store descriptions. Not only is this fun but it also helps expose you to new stores you never know you loved.

Redemption Pages:

Redeem even quicker with our newly redesigned redemption pages. Choosing Cash or U.S. Savings Bonds has never been easier!

Have any questions? Check out our Learn More pages for simply put facts! Tired of sites that just confuse you with hard to understand lingo? So are we. We make it easy to understand why people love BondRewards, why BondRewards is a beneficial program, how it works and so much more!

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The more shopping you do online through BondRewards – the more BondDollars you can earn. Watch your BondDollars grow into big savings that you can later redeem for Cash or U.S. Savings Bonds! It’s a win-win so spread the word, secure your future, and show some love with BondRewards!

Melanie Roberts
Marketing Manager Bondrewards.com
Fan Us on Facebook | Follow Us on Twitter

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August 13, 2011 · 11:44 am

How Much of Your Retirement are You Losing Each Year?


 

Hey Savvy Shoppers & Savers,

Many of us are now taking a more aggressive approach to our retirements or at the very least, becoming more aware of it. How much should I save? When can I retire? Will there be any Social Security left for me? These are the questions that you should be asking yourself. How much you should save and when you can retire rely on your age, income, what you can afford to put away, and the kind of lifestyle you want to have once you do retire. However, if you want to know if there will be any Social Security money for you later…well, that we can answer.

In a recent study done by the Center for Research at Boston College it was found that today’s workers will lose about $2,300 a year for the rest of their careers. Obviously, the younger a worker is – the harder they’re hit since their retirement days are further out. In addition, the more money a worker makes now means they’ll be losing much more than $2,300 each year.

This retirement deficit is due in small part to poor job growth, unemployment, and an overall struggling economy. The main benefactor is stagnant wage growth that occurred during the recession or more precisely 2008. Due to these hurdles and misfortunes Social Security will run out of money much sooner than originally thought.

What Can You Do?

Take your retirement into your own hands. Depending on someone or something else for your future wellbeing isn’t smart. If there is money for you at the end of the tunnel, great. But if there’s not, it’s better to have a back-up plan in place now. Invest in yourself, get a 401k retirement plan in place and tuck a little money away each month for your future. Don’t put all your eggs in one basket. Like everything, it’s good to have some versatility, that way, if one doesn’t work out as you had hoped, you’ll have a back-up. Buy stocks, invest in Savings Bonds, invest in property, and open a savings account at your local bank. The more options you have at your fingertips the better.

How We Can Help:

As you may know BondRewards was designed for just this purpose. Not in hopes that the economy would struggle, but in hopes to help set the everyday American up for their future. BondRewards allows its members to shop for what they need and want – while accruing BondDollars which can be redeemed for Cash or U.S. Savings Bonds. Our members (who join and use BondRewards for free) can shop for anything from airplane fare and clothing to concert tickets and gift baskets on our site. A percentage of each purchase is placed into your BondRewards account until you’re ready to redeem. Redeem for Cash (which you can use now) or U.S. Savings Bonds (which can be used towards your retirement) the choice is yours. Our program is risk free and completely designed with you in mind. For more info click here.

Info on 401k’s and IRA’s: http://blog.bondrewards.com/2010/06/29/battle-of-the-ira-vs-401k-which-is-right-for-you/

Info on U.S. Savings Bonds: http://blog.bondrewards.com/2010/02/04/what-are-the-benefits-of-a-us-savings-bond/

SOURCE

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The more shopping you do online through BondRewards – the more BondDollars you can earn. Watch your BondDollars grow into big savings that you can later redeem for Cash or U.S. Savings Bonds! It’s a win-win so spread the word, secure your future, and show some love with BondRewards!

Melanie Roberts
Marketing Manager Bondrewards.com
Fan Us on Facebook | Follow Us on Twitter

Leave a Comment

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August 8, 2011 · 9:24 am

Debt Consolidation Plans & Your Financial Freedom


 

Hey Savvy Shoppers & Savers,

So you’ve tried paying down your credit cards and loans you you’ve finally come to that point where you know you need help. Now the question is, who do you ask for help and what can they do for you? Many of us look into debt consolidation for assistance which can be a big help when you’ve been fighting an uphill battle for years. However, there are a few things you need to know and consider first.

THE BENEFITS:

The benefits of joining a debt consolidation program are that you can use the aid of a company to pay down your debts quicker than you could by yourself. How do they work? The company will negotiate with your creditors by cutting your debt amount or by attaining lower interest rates. When you join a program you’ll be making one monthly payment to the debt consolidation company versus several payments to multiple companies at different times each month. This can keep you organized and help you avoid missing a payment and incurring late charges. A debt consolidation program should also be able to tell you your payoff date and the amount that you will have saved by joining their program. This is not only motivating but a great way to get a birds-eye view of your financial situation.  

FEES:

Is there a fee to join the program? Chances are that there is an initiation fee and a start up fee. Many have one or the other and sometimes both, try to avoid the programs that have both since the point is to put your money to good use each month, not add another company to your payments. Another fee to watch out for is an early payoff fee, this means that if you pay off a creditor early you could get slammed with a fee. Sounds counter-productive doesn’t it? The better debt consolidation programs don’t penalize you for paying off your debts early and those are the companies that truly have your best interest in mind. Try to shop around and find one that doesn’t nickel and dime you to death.

THE CONS:

For some the benefits may not outweigh the cons in the sense that with the added fees you might not come ahead all too much. If this is the case you may just need to find a different company to work with. Your credit may also take a hit when you use a debt consolidation program, it will show up when someone pulls your credit making it hard to get approved for a loan whether new or refinanced. However, if you’re not planning on getting approved for a large loan anytime soon it probably won’t make any difference and in the long run its better to get completely out of debt now by using a program than to string your debts along with you into the next decade.

As you can see there are a lot of factors to consider when choosing a program and evaluating your finances. Be sure to talk to a customer service representative and ask all the questions you can. Ask what their fees are, what stipulations they have, and make sure you can call on them whenever you need to. Ask how their program will affect your credit since some look worse on your credit report than others; some are more aggressive where they cut down your debt and interest rates while others will just negotiate lower interest rates for you.

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The more shopping you do online through BondRewards – the more BondDollars you can earn. Watch your BondDollars grow into big savings that you can later redeem for Cash or U.S. Savings Bonds! It’s a win-win so spread the word, secure your future, and show some love with BondRewards!

Melanie Roberts
Marketing Manager Bondrewards.com
Fan Us on Facebook | Follow Us on Twitter

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August 2, 2011 · 8:54 am

Who to Avoid When You’re Trying to Save


 

Hey Savvy Shoppers & Savers,

Trying to save is hard enough without surrounding yourself with people that are unsupportive. Much like when you try to go on a diet, a new workout regimen, or get more serious in your work there are always people that try to sway you. It’s inconvenient and puts us dedicated people in a hard spot but they mean well….or do they? We’ve done a little research on this and found that there are certain personality types that are determined to make you fail, not because they WANT you to fail, but because they don’t want to be ‘guilted’ into having to change their lifestyle.

THE BIG SPENDER:

This person lives by the motto, ‘go big or go home’ and tries to live life to the fullest everywhere they go. Expensive trips, pricey dinners, shopping sprees and high-priced cars, whether they have this type of money or are just throwing themselves deeper into debt is another question. This person doesn’t want you to save for one of two reasons; 1) because they’ll feel obligated to change their shopping habits or 2) because they see no value in saving money and don’t understand why you feel you need to. They’ll likely try to put you down or down talk saving telling whatever they need to in order to get you to shell out some plastic.

THE IMPULSE BUYER:

The impulse buyer is someone who just feels the urge to shop on a rolling basis. Whether it’s a grocery store or a boutique, the local coffee shop or a garage sale they must buy SOMETHING. Sure, sometimes it’s harmless and only a few bucks here and there but all those dollars add into some serious dough. This lack of self control can rub off on you, encouraging you to join in on the spending and them to shop even more. Usually impulse buyers don’t see much wrong with their purchases but feel a slight tinge of guilt at the end of the day when they have shopping bags from a variety of stores around town. If you were to partake in that shopping it wouldn’t be such a big deal to them but when they’ve spent a hundred or so and you’ve only spent money on your lunch – it makes them think twice about their shopping habits.

THE DEPENDANT SHOPPER:

This is the friend that feels they need a ‘partner in crime’ so to speak. They feel they need someone to go shopping with in order to justify it. This person is more money conscience than the other two but still has the constant urge to spend their money. Of all the personality types this is the one that would be the easiest to hang out with since you know that your good saving habits will curb their poor shopping habits. However, be prepared for silver-tongued attempts to get you to buy something so they can shop as well.

All of these friends share a similar quality – they don’t want you to save because they have no intention of saving. Their lack of interest in saving is reinforced by surrounding themselves with people that share the same habit. If you’re a close friend of one of these people, they aren’t going to give you kudos on your discipline, they’re going to try to talk you out of it, down-play your efforts, and make it as hard as possible for you to succeed. To maneuver around these ‘friends’ keep yourself busy with non-shopping activities or tell them you just went shopping and spent a ton of money. Is it a lie, yes, but will they really ever know the truth – no. It’ll make them feel better that you’re both on the same page and take the heat off you for a while. If they ask to see what you bought tell them you shipped a present to a family member, spent a ton of money on a house repair, a veterinarian bill, or stuff for the kids. As long as they think you’re spending money too, the tension will go away.

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The more shopping you do online through BondRewards – the more BondDollars you can earn. Watch your BondDollars grow into big savings that you can later redeem for Cash or US Savings Bonds! It’s a win-win so spread the word, secure your future, and show some love with BondRewards!

Melanie Roberts
Marketing Manager Bondrewards.com
Fan Us on Facebook | Follow Us on Twitter

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July 27, 2011 · 6:54 am

Back to School Savings Tips!


 

Hey Savvy Shoppers & Savers,

It’s almost that fabulous time of the year that every parent longs for - back to school. The only drawback to the back to school season commencing is the back to school shopping. If you don’t take the time to look around and shop smart it can be pricey. New clothes, new shoes, new sports equipment, new pens, binders, notepads, books and the list goes on. This year use BondRewards for your back to school shopping and take advantage of our Double Rewards Stores and get twice as many BondDollars on all your back to school purchases. For some other great savings tips read on…

PACK LUNCHES:

This seems like such an obvious one although parents rarely utilize this easy savings tip. Not only will you save a bunch on your kids lunches and snacks every day but you’ll also know exactly what they’re eating. With all the unhealthy processed food in school cafeterias this is the best way to ensure your child eats right when you’re not around.

CARPOOL, BIKE, OR WALK:

Another easy way to save a few bucks is to set up a carpool where your child can travel in a pack to school and back. Even better, if you live close enough, have your kids walk or bike to school, this is a healthy and cheap alternative to being driven every day.

SAVE OLD SUPPLIES:

Every year when I was done with school I would have a ton of extra paper at the back of each notepad. I always felt so bad just throwing it away but knew I would need a thicker notepad come the next school year. An easy trick is to just rip that paper out at the perforated edge and use that as your free sheeted binder paper. This little trick saves trees and money. Don’t forget to save the binders and other school supplies that are in decent shape for the next year as well.

GET NEW SUPPLIES FOR CHEAP:

All the office supplies stores like Staples, Office Max, and Office Depot will have back to school sales this time of year so be sure to check them out. Keep an eye out for the items on your kids school supplies list and get the items when they have a special promotion. If you have multiple kids be sure to compare their school supplies lists and buy in bulk.

SHOP FOR SALES:

Clothes are expensive – especially if you have multiple children in your home. Be sure to hit up the outlet stores in your area, clearance racks, and the Good Will. You can get a lot for your money and your kids will end up with a much larger wardrobe. If you’re in a remote area, or like me and hate battling the Outlet stores stick to BondRewards.com. BondRewards has hundreds of stores that are offering Back to School Sales with promotional online-only discounts. You can get stellar savings on the clothes your kids REALLY want by taking advantage of Free Shipping, Buy One Get One Free promotions, discounted sales and so on. Plus, as always, earn BondDollars on each and every purchase bringing you closer to redemption.

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The more shopping you do online through BondRewards – the more BondDollars you can earn. Watch your BondDollars grow into big savings that you can later redeem for Cash or U.S. Savings Bonds! It’s a win-win so spread the word, secure your future, and show some love with BondRewards!

Melanie Roberts
Marketing Manager Bondrewards.com
Fan Us on Facebook | Follow Us on Twitter

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July 19, 2011 · 2:40 pm

Important & Exciting Merchant Updates


 

Hey Savvy Shoppers & Savers,

We are constantly on the lookout for great deals and killer promotions just for you.

Check out our latest merchants and make the most out of your shopping experience!

Apparel

   Perry Ellis  Thomas Pink

Beauty & Fragrance

Philosophy

Cars & Boats

Sears Part Direct   Autotrader  Tires-easy

Auto Parts Giant  Auto Anything

Electronics

Panasonic    Logitech

Ritz  ZAGG  Sharper Image

Food & Beverages

Lindt

Health

eVitamins

Home Garden & Office

art.com  Pacific Coast Feather Co.   Home Decorators

Krups  Anna's Linens  Bambeco

Jewelry

Novica  Swaroski

Media

Rdio  Audible  Discovery Channel

Pets

Purina Care

Services

Plum District    Select a ticket

24 Hr Fitness  TicketNetwork  Ticket Liquidator

Walgreens  Angie's List  Qwest

Virgin Mobile  bookit  Sprint

Shoes

The Walking Co.Famous Footwear  Brooks Running

Chinese Laundry

Specialty

WaySpa

Sports & Fitness

Golf Galaxy

Toys & Games

Lumosity

Travel

Luggage Point  Briggs & Riley

Unfortunately, summer brought some unexpected news about a new law that affects some of our merchants. Due to recent changes to California Law ABX1_28 (the “Amazon Law”) some of our participating merchants discontinued our affiliate relationship effective June 30, 2011 and they will not longer allow us to promote their programs.

For more information about the law please visit: California Law

Discontinued Merchants:

  • 1800-Petmeds
  • 6pm
  • BJ’s Wholesale
  • Boden
  • Body Building
  • Cabelas
  • Calvin Klein
  • Crutchfield
  • Diapers.com
  • Dyson
  • Endless
  • Fingerhut
  • Gaiam
  • Gardener’s Supply
  • Golfballs
  • Jessica London
  • Luggage Online
  • Overstock
  • Pajama Gram
  • Roaman’s
  • Shoebuy
  • Shopbob
  • SmartBargains
  • Soccer.com
  • Taylor Made
  • Vermont Teddy Bear
  • Vitacost
  • Wine Enthusiast
  • Woman Within

We truly appreciate your participation in the program.

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The more shopping you do online through BondRewards – the more BondDollars you can earn. Watch your BondDollars grow into big savings that you can later redeem for Cash or U.S. Savings Bonds! It’s a win-win so spread the word, secure your future, and show some love with BondRewards!

Melanie Roberts
Marketing Manager Bondrewards.com
Fan Us on Facebook | Follow Us on Twitter

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· 9:20 am

Travel with BondRewards This Summer & Save!


 

Hey Savvy Shoppers & Savers,

Planning your summer vacation should be a fun and exciting experience, not a headache or hassle. So why does it always seem to be that way? Most of the time finances are to blame. We plan for a special trip for months and even though all the preparation has been done, we still stress out over the cost of the vacation. How much for the tickets, the hotels, the rental cars, the activities, the food and so on. BondRewards has found a way to turn this problem around by offering a wide variety of merchants to accommodate your travels.

BondRewards offers airlines, hotels, motels, rental car services and cruises to make your vacation – a vacation. When you book your travel through BondRewards you can easily rack up your BondDollars with each purchase. Get BondDollars on your flights, hotel accommodations, rental cars and travel gear through BondRewards.com. For added rewards, use a bank card or credit card that offers miles or another type of rewards platform and get the most bang for your buck possible.

With over 40 merchants to serve your travel needs BondRewards is making it easy to travel & save!

Check out our Travel Page Here

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The more shopping you do online through BondRewards – the more BondDollars you can earn. Watch your BondDollars grow into big savings that you can later redeem for Cash or U.S. Savings Bonds! It’s a win-win so spread the word, secure your future, and show some love with BondRewards!

Melanie Roberts
Marketing Manager Bondrewards.com
Fan Us on Facebook | Follow Us on Twitter

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July 13, 2011 · 9:00 am

Don’t Miss Your July Double Rewards Stores!


 

Hey Savvy Shoppers & Savers,

Don’t miss your July Double Rewards Stores and your monthly opportunity to DOUBLE Your EARNINGS on these six stores! This month we’re offering ACE Hardware, Kmart, and Dell for your Home and Electronic needs. Plus, Footlocker, Athleta, and VitaminShoppe to keep you healthy and happy this summer. Shop these six stores and automatically double your BondDollar Earnings!

Double Rewards

   

   

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The more shopping you do online through BondRewards – the more BondDollars you can earn. Watch your BondDollars grow into big savings that you can later redeem for Cash or U.S. Savings Bonds! It’s a win-win so spread the word, secure your future, and show some love with BondRewards!

Melanie Roberts
Marketing Manager Bondrewards.com
Fan Us on Facebook | Follow Us on Twitter

Leave a Comment

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